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jns.hlub
Posted: Saturday, March 08, 2008 10:32:04 PM
Rank: Frosh
Groups: Member

Joined: 3/8/2008
Posts: 5
Location: Ontario
If the North America wants its young adults to pursue post secondary education...then it should be something that is actually attainable. Expenses for school are sooo ridiculous that most kids don't even bother thinking about it...because they know its never going to happen. Few...are able to afford it... and I believe that we should be pushing for lower tuition ...which would encourage more applicants...and thus produce more graduates. Agree?
kaitland
Posted: Saturday, March 08, 2008 11:48:04 PM
Rank: Frosh
Groups: Member

Joined: 3/8/2008
Posts: 7
Location: montreal
I agree. Tuition rates should be cheaper especially for out-of-province students
Resurgam
Posted: Sunday, March 09, 2008 12:00:53 AM

Rank: Senior Student
Groups: Member

Joined: 3/4/2008
Posts: 181
Location: Ontario
kaitland wrote:
I agree. Tuition rates should be cheaper especially for out-of-province students


Yeah, did you see how very low tuition fees are for Quebec residents going to university in Quebec? WOW naughty
sum41babe41
Posted: Sunday, March 09, 2008 12:03:56 AM
Rank: Frosh
Groups: Member

Joined: 3/8/2008
Posts: 14
Location: peterborough
Definately agree that we should puch for lower tuition fees and other fees... but hey.. i'm not sure how it all works.. even so, i cannot see how they possibly need all of that money.. we are definately getting royaly screwed.
kimbs
Posted: Sunday, March 09, 2008 10:36:25 AM
Rank: Frosh
Groups: Member

Joined: 3/9/2008
Posts: 9
Location: Canada
Oh I definatly agree. I have had this same conversation many times. So far the only thing I have seen out there to "help" students is the fact that when one gets a student loan, it doesnt have to paid off until a year after one graduates. Big woop! The government is complaining about a doctor shortage and yet they wont lower the tuition! Medical school is crazy expensive its no wonder we are having a shortage of doctors! It takes forever to become one and soooo much money.
headstrong
Posted: Sunday, March 09, 2008 1:15:43 PM

Rank: Senior Student
Groups: Member

Joined: 3/9/2008
Posts: 104
Location: Canada
Totally agree! I want to go to UofT but their tuition rates means I am going to have to work all summer long and borrow some money from family in order to pay (I won't be getting any osap frown ). I think a) the government should spend more money on post-sec and high school education rather than segragated schools (which is a ridiculous idea unto itself) and campaigning and whatnot. b) Schools should try and lower the tuition AND make more scholarships available to slightly-less than brilliant people (at UofT the scholarships start at 88.99 =__=")

Anyways, thats just my opinion. Anyone have any other suggestions?

Life Sci '12 UTSG (Victoria college)
danielle_colwill
Posted: Tuesday, March 11, 2008 2:49:33 AM

Rank: Frosh
Groups: Member

Joined: 3/11/2008
Posts: 23
Location: Vancouver
So I'm applying for summer semester, and i have just found out that neither of my parents qualify to cosign loans for me. what on earth are people in my position supposed to?!?! go crazy on scholarships? or what options are there for me? im stuck.
bigbadsheep
Posted: Tuesday, March 11, 2008 9:53:42 AM

Rank: Valedictorian
Groups: Member

Joined: 3/4/2008
Posts: 538
This topic gets me ranting whenever I debate it. First off, when you are applying for OSAP, those of us (luckyconfused ) enough to be eligible, you must state your parents GROSS annual income (that is before taxes), and the amount offered is based on that, but if my parents are making say 40K each GROSS, but only bring home say 35K each NET, where is the sense in that? The poverty line in Canada I believe is a family of four where the parents bring home 50K or less together, so prorate that to a family of 5, and you'll see the majority of Canadians are lower-middle class (just above the poverty line). These are the same one's trying to send there kids to school so they don't get stuck in that same rut. I did projects on this for Canadian Issues class in high school. The taxation in this province and country is ridiculous, and yet we see no initiative into putting any money into stopping the inflation of the base price of tuition fees. Quebec is the only province where the provincial government has done anything to help, by freezing the tuition fees to around $2000 for residents, that is amazing.
The problem I have is that if the government is taxing so much from it's people, then we should see more initiative into upgrading our infrastructure, but obviously that is not happening. I would gladly bear the burden of higher taxes if it meant more government aid, at least I know the money is being spent properly. I see the EU countries as examples of this, where taxes are high, and personal budgets are tight, but as a result their schooling is cheap and they receive so much aid from the government it's ridiculous. There's not enough social involvement in Canada by the people. European people fight for their government to do what the people want, just look at what happens when governments fail the people - riots, revolutions etc.
If the government isn't interested in helping Canadians access post-secondary education with all the revenue they generate (woopdeedoo, you gave me a $500 grant, thats like a textbook and a writing pad and some pens, thanks) then at least make it so that people who are trying to get to school don't have to sell the family cow to get there.

UWO '12 Social Science
n3xo
Posted: Tuesday, March 11, 2008 10:23:23 AM

Rank: Senior Student
Groups: Member

Joined: 3/4/2008
Posts: 56
You know, there's something called work. Do enough of it and you won't have any debt coming out from school.

I don't enjoy paying my tuition either, but it's much better than what some countries charge. Those of you comparing Canada to Europe... are you willing to pay European taxes?

Why is tuition so low in Quebec? Because the rest of the provinces are footing the bill. Woohoo!
habz
Posted: Tuesday, March 11, 2008 10:23:51 AM

Rank: Frosh
Groups: Member

Joined: 3/11/2008
Posts: 14
Location: Toronto
You are totally right i see it on a daily basis. In high school when you talk to students majority of them will not apply they would say i just want to go and work for a year so to have enough money. This is absurd how expensive the tuitions are now. something is gotta be done. It really upsets me to see students with great marks taking the road to work at fast food to collect money for tuition.
Roseyone
Posted: Tuesday, March 11, 2008 2:44:07 PM
Rank: Frosh
Groups: Member

Joined: 3/11/2008
Posts: 5
Location: Ottawa
For some student their entire year at college is paid for if they would only prioritize thier spending, tuition first, clothing, booze, eating at restaurants second.

The old saying goes. You can always make college and university the best 6 years of your life...or the best 3 years of your life. What ever you choose, It's up to you.

There is plenty of advise offer out there on how to save money, it's all depends if the person is motivated enough to search for it and the learn from it.
bigbadsheep
Posted: Tuesday, March 11, 2008 5:01:45 PM

Rank: Valedictorian
Groups: Member

Joined: 3/4/2008
Posts: 538
n3xo wrote:
You know, there's something called work. Do enough of it and you won't have any debt coming out from school.

I don't enjoy paying my tuition either, but it's much better than what some countries charge. Those of you comparing Canada to Europe... are you willing to pay European taxes?

Why is tuition so low in Quebec? Because the rest of the provinces are footing the bill. Woohoo!


In high school it's not exactly easy to hold down a full time job that pays above minimum wage, therefore its not as easy as you make it seem to save for university. P/T jobs in university don't pay that well either.

As far as European taxes, I made that point to show that their taxes are being spent properly, and in a country like Canada, although the taxes aren't that high, when almost every financial resource you possess is taxed, it is not right that the government takes your money and you see bare minimums as a return for it.
It's a matter of capitalism versus socialism - little government aid with lower taxes or more government aid with higher taxes, personally I would lean more towards the second option.

UWO '12 Social Science
Stringer
Posted: Tuesday, March 11, 2008 7:29:49 PM

Rank: Student Body President
Groups: Member

Joined: 3/5/2008
Posts: 1,711
Location: Wilfrid Laurier University
Do you people not realize that SOMEBODY has to pay for tuition? If not the students, then who?

Also, enrollment levels are at an all-time high so I have no idea what people are talking about when they say it's unattainable.

-Stringer
n3xo
Posted: Tuesday, March 11, 2008 7:45:19 PM

Rank: Senior Student
Groups: Member

Joined: 3/4/2008
Posts: 56
bigbadsheep wrote:
n3xo wrote:
You know, there's something called work. Do enough of it and you won't have any debt coming out from school.

I don't enjoy paying my tuition either, but it's much better than what some countries charge. Those of you comparing Canada to Europe... are you willing to pay European taxes?

Why is tuition so low in Quebec? Because the rest of the provinces are footing the bill. Woohoo!


In high school it's not exactly easy to hold down a full time job that pays above minimum wage, therefore its not as easy as you make it seem to save for university. P/T jobs in university don't pay that well either.

As far as European taxes, I made that point to show that their taxes are being spent properly, and in a country like Canada, although the taxes aren't that high, when almost every financial resource you possess is taxed, it is not right that the government takes your money and you see bare minimums as a return for it.
It's a matter of capitalism versus socialism - little government aid with lower taxes or more government aid with higher taxes, personally I would lean more towards the second option.


I'm not talking about part-time jobs. Those don't pay nearly enough. I'm talking about doing internships in the summer or enrolling in a co-op program.

Having lived in Scandinavia... I agree, larger doses of socialism certainly beats larger doses of capitalism. It's unfortunate that Canadians keep voting in numbskulls that try to turn this country into a 52nd state.
bigbadsheep
Posted: Tuesday, March 11, 2008 9:25:35 PM

Rank: Valedictorian
Groups: Member

Joined: 3/4/2008
Posts: 538
Stringer wrote:


Also, enrollment levels are at an all-time high so I have no idea what people are talking about when they say it's unattainable.

Enrollment is at an all time high yes, but look at the amount of students who are leaving school today drowned in debt. That is how university is unattainable-financially, it is difficult for students who come from lower-middle and poor families to fund their education. The government and individual universities claim that "No student shall be hindered from attending university because of financial need", but in reality they give you $2000-3000 and say there you go, have a nice day. $2000-3000 is $2000-3000 more than one had in the beginning, but the reality to some people is that even with that money university is still extremely financially demanding, but they must attend one in order to take their family to the next level by becoming lawyers,doctors, entrepreneurs.
Luckily for me, my situation is such that I will be able to manage university finances by what I currently have saved, what I can get from OSAP and the one or two bursaries I qualify for, but there are others out there who aren't that fortunate and will end up paying for it in the long run.

To n3xo, forgive me for assuming that you were referring to P/T jobs, I was looking at your comments through the perspective of a high school student, but I do agree that summer internships and co-op programs can help, but sometimes that and all is not enough.

UWO '12 Social Science
Stringer
Posted: Tuesday, March 11, 2008 10:19:04 PM

Rank: Student Body President
Groups: Member

Joined: 3/5/2008
Posts: 1,711
Location: Wilfrid Laurier University
bigbadsheep wrote:
Stringer wrote:


Also, enrollment levels are at an all-time high so I have no idea what people are talking about when they say it's unattainable.

Enrollment is at an all time high yes, but look at the amount of students who are leaving school today drowned in debt. That is how university is unattainable-financially, it is difficult for students who come from lower-middle and poor families to fund their education. The government and individual universities claim that "No student shall be hindered from attending university because of financial need", but in reality they give you $2000-3000 and say there you go, have a nice day. $2000-3000 is $2000-3000 more than one had in the beginning, but the reality to some people is that even with that money university is still extremely financially demanding, but they must attend one in order to take their family to the next level by becoming lawyers,doctors, entrepreneurs.
Luckily for me, my situation is such that I will be able to manage university finances by what I currently have saved, what I can get from OSAP and the one or two bursaries I qualify for, but there are others out there who aren't that fortunate and will end up paying for it in the long run.

To n3xo, forgive me for assuming that you were referring to P/T jobs, I was looking at your comments through the perspective of a high school student, but I do agree that summer internships and co-op programs can help, but sometimes that and all is not enough.


Tuition and books come out to about $5000. Through provinicial financial aid and bursaries, everybody who wants to can go to school.

I don't consider student loans in Canada as "drowning" in debt. Let's say you're in a worse-case scenario and owe something like $25,000 (unlikely). That's a tiny amount compared to how much you'll owe once you buy your first house.

Stop complaining and realize that Canada is one of the cheapest places in the world to get a quality education.

-Stringer
n3xo
Posted: Wednesday, March 12, 2008 3:30:09 PM

Rank: Senior Student
Groups: Member

Joined: 3/4/2008
Posts: 56
bigbadsheep wrote:
[quote=Stringer]
To n3xo, forgive me for assuming that you were referring to P/T jobs, I was looking at your comments through the perspective of a high school student, but I do agree that summer internships and co-op programs can help, but sometimes that and all is not enough.


bigbadsheep, I can't speak for other co-op programs, but in UW, you won't have any problems paying back your tuition if you enrol in co-op.

If I choose to complete 6 co-op terms, I'll be able to pay for all my tuition/living/misc expenses and still have quite a bit of moolah left. Add on a few entrance scholarships, and you'll never have to worry about debt. Most UW co-op students that know how to manage their budget will be debt-free (for the tuition part at least) coming out of school.

If you look hard enough for internships in the summer... same story. Coming out of school debt free is a very realistic and achievable goal.
Redrose27
Posted: Wednesday, March 12, 2008 4:04:11 PM

Rank: Student Body President
Groups: Member

Joined: 3/4/2008
Posts: 1,210
Stringer wrote:
bigbadsheep wrote:
Stringer wrote:


Also, enrollment levels are at an all-time high so I have no idea what people are talking about when they say it's unattainable.

Enrollment is at an all time high yes, but look at the amount of students who are leaving school today drowned in debt. That is how university is unattainable-financially, it is difficult for students who come from lower-middle and poor families to fund their education. The government and individual universities claim that "No student shall be hindered from attending university because of financial need", but in reality they give you $2000-3000 and say there you go, have a nice day. $2000-3000 is $2000-3000 more than one had in the beginning, but the reality to some people is that even with that money university is still extremely financially demanding, but they must attend one in order to take their family to the next level by becoming lawyers,doctors, entrepreneurs.
Luckily for me, my situation is such that I will be able to manage university finances by what I currently have saved, what I can get from OSAP and the one or two bursaries I qualify for, but there are others out there who aren't that fortunate and will end up paying for it in the long run.

To n3xo, forgive me for assuming that you were referring to P/T jobs, I was looking at your comments through the perspective of a high school student, but I do agree that summer internships and co-op programs can help, but sometimes that and all is not enough.


Tuition and books come out to about $5000. Through provinicial financial aid and bursaries, everybody who wants to can go to school.

I don't consider student loans in Canada as "drowning" in debt. Let's say you're in a worse-case scenario and owe something like $25,000 (unlikely). That's a tiny amount compared to how much you'll owe once you buy your first house.

Stop complaining and realize that Canada is one of the cheapest places in the world to get a quality education.


while Canada is one of the best places to go to for a good education at a 'moderate' price (perhaps compared to the US) why shouldn't we be trying to look for changes where there is room for some? It's like saying, "Oh this doctor is half bleep but he's a heck of a lot better than that doctor from grenada therefore we just have to accept him" rather than trying to get him up to the standard of the doctor from Germany. If the money was managed better we'd have savings both at the private level (the individual student) and at the public level (with medical school more accessible there'd be less strain on our health care workers now as there would be more entering the field). Our canadian system has serious room for change. It's much better than a lot of the rest of the world as it is but that doesn't mean we should just sit complacent when there are opportunities to improve it. What you're saying is like people who don't vote because they say the current gov't is "good enough as it is" even if there may be better alternatives
samantharose13
Posted: Thursday, March 13, 2008 5:16:33 PM

Rank: Frosh
Groups: Member

Joined: 3/13/2008
Posts: 5
Location: Woodstock, ON
I agree. The tuition rates are utterly ridiculous, and discouraging for those who are unable to afford post-secondary schooling. Also, I find it unfair that financial need bursaries, etc are unavailable to students whose parents make a lot of money each year. Just because they're making a lot, it doesn't necessarily mean they're giving a lot. Agree?

-Sam (samantharose13@hotmail.com)
Stringer
Posted: Thursday, March 13, 2008 6:48:51 PM

Rank: Student Body President
Groups: Member

Joined: 3/5/2008
Posts: 1,711
Location: Wilfrid Laurier University
Redrose27 wrote:
Stringer wrote:
bigbadsheep wrote:
Stringer wrote:


Also, enrollment levels are at an all-time high so I have no idea what people are talking about when they say it's unattainable.

Enrollment is at an all time high yes, but look at the amount of students who are leaving school today drowned in debt. That is how university is unattainable-financially, it is difficult for students who come from lower-middle and poor families to fund their education. The government and individual universities claim that "No student shall be hindered from attending university because of financial need", but in reality they give you $2000-3000 and say there you go, have a nice day. $2000-3000 is $2000-3000 more than one had in the beginning, but the reality to some people is that even with that money university is still extremely financially demanding, but they must attend one in order to take their family to the next level by becoming lawyers,doctors, entrepreneurs.
Luckily for me, my situation is such that I will be able to manage university finances by what I currently have saved, what I can get from OSAP and the one or two bursaries I qualify for, but there are others out there who aren't that fortunate and will end up paying for it in the long run.

To n3xo, forgive me for assuming that you were referring to P/T jobs, I was looking at your comments through the perspective of a high school student, but I do agree that summer internships and co-op programs can help, but sometimes that and all is not enough.


Tuition and books come out to about $5000. Through provinicial financial aid and bursaries, everybody who wants to can go to school.

I don't consider student loans in Canada as "drowning" in debt. Let's say you're in a worse-case scenario and owe something like $25,000 (unlikely). That's a tiny amount compared to how much you'll owe once you buy your first house.

Stop complaining and realize that Canada is one of the cheapest places in the world to get a quality education.


while Canada is one of the best places to go to for a good education at a 'moderate' price (perhaps compared to the US) why shouldn't we be trying to look for changes where there is room for some? It's like saying, "Oh this doctor is half bleep but he's a heck of a lot better than that doctor from grenada therefore we just have to accept him" rather than trying to get him up to the standard of the doctor from Germany. If the money was managed better we'd have savings both at the private level (the individual student) and at the public level (with medical school more accessible there'd be less strain on our health care workers now as there would be more entering the field). Our canadian system has serious room for change. It's much better than a lot of the rest of the world as it is but that doesn't mean we should just sit complacent when there are opportunities to improve it. What you're saying is like people who don't vote because they say the current gov't is "good enough as it is" even if there may be better alternatives


The point is, SOMEBODY has to pay for tuition. If you want cheaper tuition, taxes have to be raised. Most people would be pissed about that because only certain people are benefiting from cheaper tuition.

-Stringer


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