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Rank: Senior Student
Groups: Member
Joined: 3/4/2008
Posts: 130
Location: Canada
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When should I apply for OSAP?
Is there anything important I should know about OSAP and working, etc..?
Are there any tips for the OSAP app.?
thanks
Wordsworth
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Rank: Student Body Vice-President
Groups: Member
Joined: 3/4/2008
Posts: 994
Location: Ottawa
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Rank: Valedictorian
Groups: Member
Joined: 3/6/2008
Posts: 552
Location: Kitchener, ON.
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I applied the day the application became available. They said it would take about 10 weeks to process the application, and I definitely don't want to hold up the funding for university. The university now has my application and it will be about six to eight weeks before they know the amount I'll be able to claim.
Carleton University Class of 2012, Honours Bachelor of Arts
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Rank: Senior Student
Groups: Member
Joined: 3/4/2008
Posts: 255
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you know wats disheartening???? filling out the OSAP application (my dad had to dig up all the tax stuff) and seeing an big fat doughnut estimate at the end.
i did the estimator beforehand.....but uch.
UWO Biomed/Ivey '12
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Rank: Senior Student
Groups: Member
Joined: 3/13/2008
Posts: 199
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Why did you bother Josh? My dad is on disability, my mom does works less than full time hours, there are 6 kids in my family and I know I would not get a cent.
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Rank: Valedictorian
Groups: Member
Joined: 3/5/2008
Posts: 681
Location: Kingston and Toronto
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Future Eng wrote:Why did you bother Josh? My dad is on disability, my mom does works less than full time hours, there are 6 kids in my family and I know I would not get a cent. I wonder how that works.
Uschi Queen's '10
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Rank: Student Body President
Groups: Member
Joined: 3/4/2008
Posts: 1,210
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Future Eng wrote:Why did you bother Josh? My dad is on disability, my mom does works less than full time hours, there are 6 kids in my family and I know I would not get a cent. are you serious? i'm pretty sure you'd be eligible for ANY bursary with that condition
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Rank: Student Body President
Groups: Member
Joined: 3/5/2008
Posts: 1,711
Location: Wilfrid Laurier University
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Future Eng wrote:Why did you bother Josh? My dad is on disability, my mom does works less than full time hours, there are 6 kids in my family and I know I would not get a cent. How?
-Stringer
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Rank: Senior Student
Groups: Member
Joined: 3/13/2008
Posts: 199
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Because my mom makes okay money as a small town lawyer working 2-3 days a week and my dad gets disability and makes a bit more money in a very part time job.
You would be surprised how low a parent income has to be in order for you to get OSAP.
None of my siblings ever got OSAP either.
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Rank: Student Body President
Groups: Member
Joined: 3/4/2008
Posts: 1,210
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are you talking about loans or grants and bursaries? i'm pretty sure you'd still qualify for loans
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Rank: Senior Student
Groups: Member
Joined: 3/13/2008
Posts: 199
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No loans or grants - a big fat zero! I could probably get something from a bank but nothing from OSAP.
I"m telling ya, the cutoff parental income is very low.
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Rank: Student Body President
Groups: Member
Joined: 3/4/2008
Posts: 1,210
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well we've got three kids in my family, both of my parents work (though one is really only part time and the other works two part time positions), no one is on disability and we're not aboriginals and when my sister applied she was still eligible for osap.
i'm pretty sure with 6 kids if your income is below like 70 000 or maybe even 80 000 you'd still qualify. that must be one heck of a part time job your parents work at!
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Rank: Senior Student
Groups: Member
Joined: 3/13/2008
Posts: 199
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LOL, some of my siblings have graduated university, live at home and work so I think OSAP consider us having 3 kids.
I'm not sure how OSAP works exactly but I know I do not qualify. Pretty sure our income had to be something like 55K and under for me to get anything.
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Rank: Student Body President
Groups: Member
Joined: 3/4/2008
Posts: 1,210
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your parents make more than 55k? well that explains it most likely. though on the estimator i recall reading something closer to 70k for a family of five but i might be wrong.
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Rank: Student Council
Groups: Member
Joined: 3/28/2008
Posts: 391
Location: Scarborough,Ontario
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Is there any way of hiding your funds from OSAP?
Like should I wire all of my savings into my parents account so that I end up getting a loan?
UTSG Life Science 12'
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Rank: Senior Student
Groups: Member
Joined: 3/13/2008
Posts: 199
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They make more than 55K plus only I will be in university in Sept 2008. The other two are still in high school and the rest are now finished university. I think how many a family has in university makes a difference.
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Rank: Senior Student
Groups: Member
Joined: 3/13/2008
Posts: 199
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scarboro wrote:Is there any way of hiding your funds from OSAP?
Like should I wire all of my savings into my parents account so that I end up getting a loan?
Not a chance in hell. OSAP is very strict. Plus, they will want to see all your parents' income too.
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Rank: Student Body President
Groups: Member
Joined: 3/4/2008
Posts: 1,210
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Future Eng wrote:They make more than 55K plus only I will be in university in Sept 2008. The other two are still in high school and the rest are now finished university. I think how many a family has in university makes a difference. i thought so too until i saw that my sister got a bursary from uw and i didn't, despite us having two kids in uni now rather than just one when she was there. which really doesn't make sense
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Rank: Senior Student
Groups: Member
Joined: 3/13/2008
Posts: 199
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But a bursary from a university is different than OSAP.
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Rank: Student Council
Groups: Member
Joined: 3/28/2008
Posts: 391
Location: Scarborough,Ontario
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Future Eng wrote:scarboro wrote:Is there any way of hiding your funds from OSAP?
Like should I wire all of my savings into my parents account so that I end up getting a loan?
Not a chance in hell. OSAP is very strict. Plus, they will want to see all your parents' income too. If they only see my parents income (around 100k), I'll end up getting close to a 5000$ loan, If they see my funds (like 3-4k), I'll only get half of that. (2.5k) To be safe, I'm going to transfer my funds out and report that I have 0$ in savings.
UTSG Life Science 12'
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