|
|
Rank: Senior Student
Groups: Member
Joined: 3/4/2008
Posts: 52
Location: Toronto
|
I have 3 credit cards, one with my bank, a mosaik SPC one, and one that belongs to my dad's account. i pretty much pay for everything that i can with my credit card, even when i have the cash for it.
|
|
Rank: Senior Student
Groups: Member
Joined: 3/10/2008
Posts: 264
|
credit cards are for loosers who have no money
|
|
Rank: Senior Student
Groups: Member
Joined: 3/10/2008
Posts: 264
|
havoks wrote:I have 3 credit cards, one with my bank, a mosaik SPC one, and one that belongs to my dad's account. i pretty much pay for everything that i can with my credit card, even when i have the cash for it. WHY!!!!!!! have you got no financial sense? man where will you end up purchasing on your and your dad's CC, even while you have cash...hopefully you are mortgage free by age 105 (mathematically, that is where I would project your last payment).
|
|
Rank: Valedictorian
Groups: Member
Joined: 3/4/2008
Posts: 545
Location: Toronto, ON
|
nasir jones wrote:havoks wrote:I have 3 credit cards, one with my bank, a mosaik SPC one, and one that belongs to my dad's account. i pretty much pay for everything that i can with my credit card, even when i have the cash for it. WHY!!!!!!! have you got no financial sense? man where will you end up purchasing on your and your dad's CC, even while you have cash...hopefully you are mortgage free by age 105 (mathematically, that is where I would project your last payment). ... what's wrong with having those credit cards? I have 2 credit cards, one that I pretty much NEVER use, and one that I use frequently and pay off on time. Helps me build my credit score and saves me in times where I don't have cash on me.
-University of Toronto Electrical Engineering 1T0!
|
|
Rank: Senior Student
Groups: Member
Joined: 3/4/2008
Posts: 52
Location: Toronto
|
nasir jones wrote:havoks wrote:I have 3 credit cards, one with my bank, a mosaik SPC one, and one that belongs to my dad's account. i pretty much pay for everything that i can with my credit card, even when i have the cash for it. WHY!!!!!!! have you got no financial sense? man where will you end up purchasing on your and your dad's CC, even while you have cash...hopefully you are mortgage free by age 105 (mathematically, that is where I would project your last payment). i never use my dad's credit card. i buy my textbooks with my credit card, because i tend not to carry around 500 dollars cash with me. i pay it off on time so i pay no interest. where's your argument?
|
|
Rank: Student Body President
Groups: Member
Joined: 3/5/2008
Posts: 1,704
Location: Wilfrid Laurier University
|
bijanv wrote:nasir jones wrote:havoks wrote:I have 3 credit cards, one with my bank, a mosaik SPC one, and one that belongs to my dad's account. i pretty much pay for everything that i can with my credit card, even when i have the cash for it. WHY!!!!!!! have you got no financial sense? man where will you end up purchasing on your and your dad's CC, even while you have cash...hopefully you are mortgage free by age 105 (mathematically, that is where I would project your last payment). ... what's wrong with having those credit cards? I have 2 credit cards, one that I pretty much NEVER use, and one that I use frequently and pay off on time. Helps me build my credit score and saves me in times where I don't have cash on me. Not to mention the protection offered by credit cards, the rewards, and the ease of tracking spending. 
-Stringer
|
|
Rank: Senior Student
Groups: Member
Joined: 3/10/2008
Posts: 264
|
Stringer wrote:bijanv wrote:nasir jones wrote:havoks wrote:I have 3 credit cards, one with my bank, a mosaik SPC one, and one that belongs to my dad's account. i pretty much pay for everything that i can with my credit card, even when i have the cash for it. WHY!!!!!!! have you got no financial sense? man where will you end up purchasing on your and your dad's CC, even while you have cash...hopefully you are mortgage free by age 105 (mathematically, that is where I would project your last payment). ... what's wrong with having those credit cards? I have 2 credit cards, one that I pretty much NEVER use, and one that I use frequently and pay off on time. Helps me build my credit score and saves me in times where I don't have cash on me. Not to mention the protection offered by credit cards, the rewards, and the ease of tracking spending. haha its very easy for you to easily track your wastage of money that your lender (or should i say, master) doesnt even have(if you know what i mean).
|
|
Rank: Senior Student
Groups: Member
Joined: 3/4/2008
Posts: 52
Location: Toronto
|
hey dude if you get into double degree and you decide to accept it i wish you luck cuz you'll probably need it
|
|
Rank: Student Body President
Groups: Member
Joined: 3/5/2008
Posts: 1,704
Location: Wilfrid Laurier University
|
nasir jones wrote:Stringer wrote:bijanv wrote:nasir jones wrote:havoks wrote:I have 3 credit cards, one with my bank, a mosaik SPC one, and one that belongs to my dad's account. i pretty much pay for everything that i can with my credit card, even when i have the cash for it. WHY!!!!!!! have you got no financial sense? man where will you end up purchasing on your and your dad's CC, even while you have cash...hopefully you are mortgage free by age 105 (mathematically, that is where I would project your last payment). ... what's wrong with having those credit cards? I have 2 credit cards, one that I pretty much NEVER use, and one that I use frequently and pay off on time. Helps me build my credit score and saves me in times where I don't have cash on me. Not to mention the protection offered by credit cards, the rewards, and the ease of tracking spending. haha its very easy for you to easily track your wastage of money that your lender (or should i say, master) doesnt even have(if you know what i mean). Funny that I've actually gained money from using my credit card and haven't paid a single cent to interest or other fees. Money does not need to be printed to exist. A piece of paper that says $20 is worth the exact same as $20 registered to your name on a bank's computer.
-Stringer
|
|
Rank: Senior Student
Groups: Member
Joined: 3/10/2008
Posts: 264
|
Stringer wrote: Money does not need to be printed to exist. A piece of paper that says $20 is worth the exact same as $20 registered to your name on a bank's computer. gold does though buddy, and we can both agree that the reserve ratio is very very very slim, 1/25 for the Federal Reserve. Remember before ww1 you could redeem your bills for gold, it was written on the bill. Now you cant, because every quarter is only backed by 1 cent in the federal reserve vault. wana hear a joke? "federal reserve" its not federal (hahha, think of who really owns it man...), and there are no (or next to none) reserves (we are talking ratio here)
|
|
Rank: Student Body President
Groups: Member
Joined: 3/5/2008
Posts: 1,704
Location: Wilfrid Laurier University
|
nasir jones wrote:Stringer wrote: Money does not need to be printed to exist. A piece of paper that says $20 is worth the exact same as $20 registered to your name on a bank's computer. gold does though buddy, and we can both agree that the reserve ratio is very very very slim, 1/25 for the Federal Reserve. Remember before ww1 you could redeem your bills for gold, it was written on the bill. Now you cant, because every quarter is only backed by 1 cent in the federal reserve vault. wana hear a joke? "federal reserve" its not federal (hahha, think of who really owns it man...), and there are no (or next to none) reserves (we are talking ratio here) Yikes. Somebody has been reading a few too many conspiracy theories. You're thinking of the USA though. Currency is not backed by gold. Gold reserves have no bearing on currency at all really. Money is money, whether it's a bill, coin, or just a number in a computer system.
-Stringer
|
|
Rank: Senior Student
Groups: Member
Joined: 3/10/2008
Posts: 264
|
Stringer wrote:nasir jones wrote:Stringer wrote: Money does not need to be printed to exist. A piece of paper that says $20 is worth the exact same as $20 registered to your name on a bank's computer. gold does though buddy, and we can both agree that the reserve ratio is very very very slim, 1/25 for the Federal Reserve. Remember before ww1 you could redeem your bills for gold, it was written on the bill. Now you cant, because every quarter is only backed by 1 cent in the federal reserve vault. wana hear a joke? "federal reserve" its not federal (hahha, think of who really owns it man...), and there are no (or next to none) reserves (we are talking ratio here) Yikes. Somebody has been reading a few too many conspiracy theories. You're thinking of the USA though. Currency is not backed by gold. Gold reserves have no bearing on currency at all really. Money is money, whether it's a bill, coin, or just a number in a computer system. I like how you call them "theories"
|
|
Rank: Student Body President
Groups: Member
Joined: 3/5/2008
Posts: 1,704
Location: Wilfrid Laurier University
|
nasir jones wrote:Stringer wrote:nasir jones wrote:Stringer wrote: Money does not need to be printed to exist. A piece of paper that says $20 is worth the exact same as $20 registered to your name on a bank's computer. gold does though buddy, and we can both agree that the reserve ratio is very very very slim, 1/25 for the Federal Reserve. Remember before ww1 you could redeem your bills for gold, it was written on the bill. Now you cant, because every quarter is only backed by 1 cent in the federal reserve vault. wana hear a joke? "federal reserve" its not federal (hahha, think of who really owns it man...), and there are no (or next to none) reserves (we are talking ratio here) Yikes. Somebody has been reading a few too many conspiracy theories. You're thinking of the USA though. Currency is not backed by gold. Gold reserves have no bearing on currency at all really. Money is money, whether it's a bill, coin, or just a number in a computer system. I like how you call them "theories" Care to debunk anything I said? Or are you just going to continue to avoid facts and rational thought?
-Stringer
|
|
Rank: Valedictorian
Groups: Member
Joined: 3/4/2008
Posts: 538
|
I will agree somewhat with you nasir that in times of economic uncertainty people revert to the Gold Standard, but that was not the point of your original posts, so stop switching the argument. You have no evidence of what you argue which is why you are using red herring arguments and ad hominem attacks when you run out of semi-valid points. I took grade 12 philosophy and am able to critique your argument validly, so what is that really saying about the argument to begin with?
UWO '12 Social Science
|
|
Rank: Senior Student
Groups: Member
Joined: 3/4/2008
Posts: 52
Location: Toronto
|
bigbadsheep wrote:I took grade 12 philosophy and am able to critique your argument validly lol
|
|
Rank: Senior Student
Groups: Member
Joined: 3/10/2008
Posts: 264
|
bigbadsheep wrote:I will agree somewhat with you nasir that in times of economic uncertainty people revert to the Gold Standard, but that was not the point of your original posts, so stop switching the argument. You have no evidence of what you argue which is why you are using red herring arguments and ad hominem attacks when you run out of semi-valid points. I took grade 12 philosophy and am able to critique your argument validly, so what is that really saying about the argument to begin with? you win, just read my 2nd last post on "credit cards" post , and we really should stick to 1 topic lol. thats all i have to say, I am born to be cheap and will allways be like that, you can enjoy whatever life you want, Ill enjoy mines the way I like. Whatever makes you happy is fine with me
|
|
Rank: Valedictorian
Groups: Member
Joined: 3/4/2008
Posts: 538
|
nasir jones wrote:bigbadsheep wrote:I will agree somewhat with you nasir that in times of economic uncertainty people revert to the Gold Standard, but that was not the point of your original posts, so stop switching the argument. You have no evidence of what you argue which is why you are using red herring arguments and ad hominem attacks when you run out of semi-valid points. I took grade 12 philosophy and am able to critique your argument validly, so what is that really saying about the argument to begin with? you win, just read my 2nd last post on "credit cards" post , and we really should stick to 1 topic lol. thats all i have to say, I am born to be cheap and will allways be like that, you can enjoy whatever life you want, Ill enjoy mines the way I like. Whatever makes you happy is fine with me I definitely have no problem if you want to live life by being 'cheap', I just don't appreciate people preaching bullcrap and belittling others for not sharing the same views. It's the same problem I have with religions like Catholicism.
UWO '12 Social Science
|
|
Rank: Senior Student
Groups: Member
Joined: 3/10/2008
Posts: 264
|
bigbadsheep wrote:nasir jones wrote:bigbadsheep wrote:I will agree somewhat with you nasir that in times of economic uncertainty people revert to the Gold Standard, but that was not the point of your original posts, so stop switching the argument. You have no evidence of what you argue which is why you are using red herring arguments and ad hominem attacks when you run out of semi-valid points. I took grade 12 philosophy and am able to critique your argument validly, so what is that really saying about the argument to begin with? you win, just read my 2nd last post on "credit cards" post , and we really should stick to 1 topic lol. thats all i have to say, I am born to be cheap and will allways be like that, you can enjoy whatever life you want, Ill enjoy mines the way I like. Whatever makes you happy is fine with me I definitely have no problem if you want to live life by being 'cheap', I just don't appreciate people preaching bullcrap and belittling others for not sharing the same views. It's the same problem I have with religions like Catholicism. Im not even catholic, im Jewish and the only reason i used the quote is to add more emphasis on my point.
|
|
Rank: Valedictorian
Groups: Member
Joined: 3/4/2008
Posts: 538
|
nasir jones wrote:bigbadsheep wrote:nasir jones wrote:bigbadsheep wrote:I will agree somewhat with you nasir that in times of economic uncertainty people revert to the Gold Standard, but that was not the point of your original posts, so stop switching the argument. You have no evidence of what you argue which is why you are using red herring arguments and ad hominem attacks when you run out of semi-valid points. I took grade 12 philosophy and am able to critique your argument validly, so what is that really saying about the argument to begin with? you win, just read my 2nd last post on "credit cards" post , and we really should stick to 1 topic lol. thats all i have to say, I am born to be cheap and will allways be like that, you can enjoy whatever life you want, Ill enjoy mines the way I like. Whatever makes you happy is fine with me I definitely have no problem if you want to live life by being 'cheap', I just don't appreciate people preaching bullcrap and belittling others for not sharing the same views. It's the same problem I have with religions like Catholicism. Im not even catholic, im Jewish and the only reason i used the quote is to add more emphasis on my point. I never said you were Catholic, or asked what religion you were. I was merely using that as an example to show that in general, I am against people who argue one belief and think that any one who does not follow that line of thinking is wrong/immature/stupid.
UWO '12 Social Science
|
|
Rank: Senior Student
Groups: Member
Joined: 3/10/2008
Posts: 264
|
bigbadsheep wrote:nasir jones wrote:bigbadsheep wrote:nasir jones wrote:bigbadsheep wrote:I will agree somewhat with you nasir that in times of economic uncertainty people revert to the Gold Standard, but that was not the point of your original posts, so stop switching the argument. You have no evidence of what you argue which is why you are using red herring arguments and ad hominem attacks when you run out of semi-valid points. I took grade 12 philosophy and am able to critique your argument validly, so what is that really saying about the argument to begin with? you win, just read my 2nd last post on "credit cards" post , and we really should stick to 1 topic lol. thats all i have to say, I am born to be cheap and will allways be like that, you can enjoy whatever life you want, Ill enjoy mines the way I like. Whatever makes you happy is fine with me I definitely have no problem if you want to live life by being 'cheap', I just don't appreciate people preaching bullcrap and belittling others for not sharing the same views. It's the same problem I have with religions like Catholicism. Im not even catholic, im Jewish and the only reason i used the quote is to add more emphasis on my point. I never said you were Catholic, or asked what religion you were. I was merely using that as an example to show that in general, I am against people who argue one belief and think that any one who does not follow that line of thinking is wrong/immature/stupid. my dad already is funded adequately to pay my university expenses. so its easy for me to tell you poor kids to stay away from loans and whatnot. I can do what I want and you cant, thats why you need loans and I dont, I guess its not your fault suckasssz
|
|
