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I need money for school, the parents aren't paying. Options
mira19
Posted: Tuesday, March 25, 2008 3:49:55 PM
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Joined: 3/25/2008
Posts: 5
Location: Sault Ste. Marie, On
Sawdust
Posted: Tuesday, March 25, 2008 4:27:26 PM
Rank: Frosh
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Joined: 3/25/2008
Posts: 6
Location: Canada
I suppose you could stay behind and work for a year if you really have to. But often people say it's hard to return to school after that, so I would say that's your last option. Apply for scholarships like mad would be number one, and take out student loans if you have to. It also helps to attend an institution that gives generous scholarships, like U of Ottawa.
mike_
Posted: Tuesday, March 25, 2008 4:47:35 PM

Rank: Senior Student
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Joined: 3/4/2008
Posts: 257
Location: Toronto
Ontario's Student Access Guarantee
No qualified Ontario student should be prevented from attending our publicly-assisted colleges and universities because of a lack of financial support programs.

OSAP, scholarships, universities have financial assistance programs..

my parents aren't paying either, so i've been working and saving since June 07.. and will apply for OSAP too. i'll also get $1,500 entry scholarship if i maintain 85%.

Ryerson 2012
Politics & Governance
sarah_mac
Posted: Tuesday, March 25, 2008 6:39:00 PM
Rank: Frosh
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Joined: 3/25/2008
Posts: 5
Location: Canada
It is hard to pay for university yourself, i know from personal experience, but there are many assistance programs available to help financially and there is always OSAP which also offers busaries, grants and scholarships
Resurgam
Posted: Tuesday, March 25, 2008 7:11:49 PM

Rank: Senior Student
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Joined: 3/4/2008
Posts: 187
Location: Ontario
Yeah, but OSAP is looking at your parents' income from 2007. You have to declare it on the application (otherwise they will not consider the application at all) and they will compare it to what your parents claimed on their income tax. So, If your parents make a lot of money, even if they do not contribute anything towards your education, you may not get OSAP (or get very little).
Tam
Posted: Wednesday, March 26, 2008 8:56:35 AM
Rank: Frosh
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Joined: 3/26/2008
Posts: 7
Location: Regina, SK
It is tough to do it on your own....but this place is good place to start finding money! I have been in school for two years now and didn't really know about scholarships and bursaries...I hoping now I can get some help with all of this stuff!!
XxmugginsxX
Posted: Wednesday, March 26, 2008 9:18:59 AM
Rank: Frosh
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Joined: 3/21/2008
Posts: 15
Location: simcoe
i'm in the same boat. my dad says he'll help. but i have to pay as much as i can and he'll throw in for the rest!!!!!!!!! their the ones pushing us to go. i think its dumb, when your born parents have your life planned out. they want you to go to a good school get a good job, and live a life better than theirs. but if they want all that for us, why didnt they set up an education fund?
michkat90
Posted: Wednesday, March 26, 2008 10:54:46 AM
Rank: Frosh
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Joined: 3/19/2008
Posts: 6
Well I guess it really depends on the ups and downs that life has in store for your family. I mean, there are so many minor problems that might occur that just make it harder for your parents to plan your future.
In my personal experience, my parents did have trust funds set up, and things did look bright and like paying for uni or colelge would be a breeze! But a series of unfortunate events, ie. mortgage payments going up, necessary repairs to our car and home, as well as sickness and my mother not being able to work anymore, it just makes it hard for parents, and even though they love you and want you to do your best, sometimes what they are able to do for you just isn't enough to cover everything. But maybe since you will be paying for some of your tuition, you will be able to experience the appreciation and good feeling of knowing that you are providing to a better future for yourself, and that by working hard now to pay for uni, you will hopefully be able to set up the kind of trust funds you wanted for your children in the futuresmile
Stringer
Posted: Wednesday, March 26, 2008 12:15:43 PM

Rank: Student Body President
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Joined: 3/5/2008
Posts: 1,728
Location: Wilfrid Laurier University
XxmugginsxX wrote:
i'm in the same boat. my dad says he'll help. but i have to pay as much as i can and he'll throw in for the rest!!!!!!!!! their the ones pushing us to go. i think its dumb, when your born parents have your life planned out. they want you to go to a good school get a good job, and live a life better than theirs. but if they want all that for us, why didnt they set up an education fund?


Do you think it's easy to save up $50,000+ for each kid you have?

-Stringer
Kaylya
Posted: Wednesday, March 26, 2008 12:33:24 PM

Rank: Student Body President
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Joined: 3/4/2008
Posts: 1,132
Location: Ottawa
XxmugginsxX wrote:
i'm in the same boat. my dad says he'll help. but i have to pay as much as i can and he'll throw in for the rest!!!!!!!!! their the ones pushing us to go. i think its dumb, when your born parents have your life planned out. they want you to go to a good school get a good job, and live a life better than theirs. but if they want all that for us, why didnt they set up an education fund?


So when do you expect to start becoming independent from your parents?

It sounds like you are in a situation where they can help out a lot, but they expect you to work for it too. Which really is a better situation to be in than one where mommy and daddy pay for everything and you don't learn one bit about financial responsibility.

Soucy
Posted: Wednesday, March 26, 2008 3:00:58 PM
Rank: Frosh
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Joined: 3/26/2008
Posts: 8
Location: Calgary
My parents are also not helping me out with the money issue. I'm just going to have a part time job, and i'm applying for so many awards loans and scholarships.
k.
Posted: Wednesday, March 26, 2008 3:46:27 PM

Rank: Senior Student
Groups: Member

Joined: 3/4/2008
Posts: 102
Location: Way East
My Mom can't afford to help out either, so I'm in the same boat. A lot of my friends have put a huge dent in their tuition by working all throughout high school. I've been involved in a lot at school and in the community and haven't been able to do that, except for working during the summer although most of that money was my spending money for the rest of the year.

Definitely apply for scholarships and a loan, if you must. There are financial need scholarships out there, although I haven't came across as many of them as I have scholarships that award you money for "merit"; that is, being involved. And those are pretty competitive it seems. But apply for everything, even if you think that you won't get it or you don't fully qualify, you may be surprised. That is the advice I've been given, and I've tried to do that even though time is a definite setback towards applying for every single scholarship and essay contest out there.

You can also try to stay close to home and go to University. That'll save you a lot of money, and then you can put a huge dent in your tuition by working part-time throughout the school year or in the summer, because you won't have to pay for rent/accomodations, food, etc.

Good luck!
sweetpeasarah
Posted: Wednesday, March 26, 2008 3:55:07 PM

Rank: Frosh
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Joined: 3/26/2008
Posts: 8
i hate how osap looks at what your parents make. just because they make alot doesn't mean they are helping me.
just don't get stuck staying out of school cuz then you'll get into the habit of making money to survive on very little. student loans my friend, we'll almost all have to take some out anyway.
take a few days to just write essays for scholarships and save save save!!
Muskaan
Posted: Wednesday, March 26, 2008 4:11:10 PM
Rank: Frosh
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Joined: 3/26/2008
Posts: 5
Location: Brampton
I agree to that completely... cuz I am sure most of the students work and pay for themselves in school so why loook at Parent's income.. its not the right determinant anyways.. it also sucks how co-op makes it impossible to get osap as well... but thats a fair justification i guess
Desiree
Posted: Wednesday, March 26, 2008 5:08:54 PM
Rank: Frosh
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Joined: 3/26/2008
Posts: 6
Location: Ontario
I need the money to pay for college. My parents don't make enough money to send my to school and take care of my brother.
xoxkaitiexox
Posted: Wednesday, March 26, 2008 5:34:46 PM
Rank: Frosh
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Joined: 3/26/2008
Posts: 5
i know the feeling , one of my parents only make enough to make it by, and the other has a fair amount of cash flow, i was told my entire life i had a college fund only to find out a few months ago i have nothing for college, now im really scared and need to find money fast!
Shismo
Posted: Wednesday, March 26, 2008 9:12:43 PM

Rank: Senior Student
Groups: Member

Joined: 3/5/2008
Posts: 167
Location: Toronto
XxmugginsxX wrote:
i'm in the same boat. my dad says he'll help. but i have to pay as much as i can and he'll throw in for the rest!!!!!!!!! their the ones pushing us to go. i think its dumb, when your born parents have your life planned out. they want you to go to a good school get a good job, and live a life better than theirs. but if they want all that for us, why didnt they set up an education fund?

It costs a lot of money to raise a child, and even more for more than one child. Housing, food, etc. costs a lot...

You should be doing what you want to do, not what they're pushing you to do.



I'm paying for it by myself as well. I'm going to rely on the little I have saved up; OSAP; and scholarships.
streamqueen
Posted: Thursday, March 27, 2008 12:19:49 AM
Rank: Frosh
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Joined: 3/27/2008
Posts: 7
That was my original plan...to come back for a semester and work for the next; but my parents are completly dead set against that idea after seeing that my older brother and sis decided to do the same and never ended up going. They want me in University by september...but my only problem is I have to pay for it!!!!!! It's March...there is no way I am going to finish school with decent grades and work every single second of my life to earn this money! My panic action right now is applying for scholarships like crazy!


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