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Rank: Frosh
Groups: Member
Joined: 9/17/2008
Posts: 1
Location: toronto
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ive been accepted to yorkville college in the dental hygiene program and i got the osap, its the only private college with osap. the problem is that my tuition for the 1st year is 15k and the osap only gives me 13.650k. no money for living expenses, nothing. im 28 yrs old, no family in canada, no relatives, no savings, nothing. i had a full time job but i quit because i got accepted. now i have a part time and ill be making like $800/ month but still its not enough. got a loan for the car that i bought and i need the car to comute, travelling by ttc its gonna cost me time, a lot of time. is there any chance to appeal and get more money for living expenses? my friends told me that im gonna get a lot of money being alone, mature student and all.. the person who's in charge with osap at the college told me that that's maximum that i can get, $350/ week. and its insane.. wtf they give you money to go to school but they dont care about you living while you going to school? did you guys been in my situation? thank you, alex
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Rank: Senior Student
Groups: Member
Joined: 3/24/2008
Posts: 81
Location: ON
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They do expect you to contribute to your education. If you had a full time job, didn't you save anything?
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Rank: Valedictorian
Groups: Member
Joined: 3/7/2008
Posts: 626
Location: Newmarket
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bordeaux wrote:They do expect you to contribute to your education. If you had a full time job, didn't you save anything? Most of us that have jobs don't save anything
YORK; Honors Arts - History Major ; Joint Seneca Journalism-Broadcast
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Rank: Student Body President
Groups: Member
Joined: 3/4/2008
Posts: 1,482
Location: Ottawa
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I believe you're getting the maximum anyone can get from OSAP without having dependents. Any particular reason you're doing your program at a school where tuition is $15,000 rather than one of the public colleges where it's less than half that?
Remember that it often takes just as long to do a search or two on Google to try and find the answer to your question as it takes to type it in a post here, let alone the time waiting for a reply. If your question is "What mark does it take to get into University X", or "What are the requirements to get into University X", it's on their website and/or electronicinfo.ca (for Ontario schools). Particularly for Ontario schools, those ranges are a pretty good picture of what kind of mark will get you into the program, and if you're more than a couple percent higher it's practically guaranteed unless it requires a supplementary form.
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Rank: Valedictorian
Groups: Member
Joined: 6/23/2008
Posts: 665
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Um, yes, if you don't have the cash, why exactly are you applying for a private college?
""I tell people math jokes anticipating that they will not understand them in order to assert my superiority.""
-Anonymous message board post
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Rank: Student Body President
Groups: Member
Joined: 6/5/2008
Posts: 1,758
Location: Edmonton, AB
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You're really lucky to get that much. They are offering you a LOT of support. If you can't afford it perhaps you should go to a less expensive institution.
University of Alberta - Mechanical Engineering '11
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Rank: Student Body Vice-President
Groups: Member
Joined: 3/6/2008
Posts: 971
Location: Ottawa, ON.
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It's all been suggested: either work your butt off to get the rest of the money in order to go to a private college and stop complaining, or go to a less expensive college and stop complaining. I'm really shocked at how many people can work full time over the summer and save nothing. Unless you've got a really expensive drug habit (or aren't managing your savings) there shouldn't be any way you spend all of your money on your bills.
Carleton University Class of 2012, Honours Bachelor of Arts
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Rank: Senior Student
Groups: Member
Joined: 5/16/2008
Posts: 290
Location: Ontario
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D.Dickin wrote:. I'm really shocked at how many people can work full time over the summer and save nothing. Unless you've got a really expensive drug habit (or aren't managing your savings) there shouldn't be any way you spend all of your money on your bills. I wonder how people can't save as well. I mean, this person is 28 so they're probably supporting yourself which I can kind of understand... But teenagers who make $4000 during the summer then are so broke they can't buy lunch come September? What do they do with all their money? I started doing oddjobs around here probably two months ago. No fixed pay, just you know, cutting grass and babysitting, that sort of thing. I haven't done a whole lot, and I've already saved over $1500. What do people do with their money!? I buy what I want, what I need, or what I see that I like- and I can still save a HUGE % of what I earn!
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Rank: Senior Student
Groups: Member
Joined: 7/16/2008
Posts: 257
Location: Hamilton
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Flag wrote:D.Dickin wrote:. I'm really shocked at how many people can work full time over the summer and save nothing. Unless you've got a really expensive drug habit (or aren't managing your savings) there shouldn't be any way you spend all of your money on your bills. I wonder how people can't save as well. I mean, this person is 28 so they're probably supporting yourself which I can kind of understand... But teenagers who make $4000 during the summer then are so broke they can't buy lunch come September? What do they do with all their money? I started doing oddjobs around here probably two months ago. No fixed pay, just you know, cutting grass and babysitting, that sort of thing. I haven't done a whole lot, and I've already saved over $1500. What do people do with their money!? I buy what I want, what I need, or what I see that I like- and I can still save a HUGE % of what I earn! Even supporting yourself it's not impossible to save. Many students manage to work their way though school, covering most (or all) of their tuition AND living expenses, and most of them don't have years of just working full time to save up. At 28, you've been a member of the working world for at least a few years. If you plan on going to school, especially a private college with VERY high tution, you should have something saved! It sounds like you're getting the MAXIMUM OSAP which means you can't appeal and get more funding. You're already getting the most funding available to you. You're going to have to come up with the rest of it on your own, which means depleting any savings you have, taking out a bank loan, selling some of your assets, etc. It sounds like you're trying to do too much with what you've got. Maybe if you're serious you should save up a bit before you start your education. (On a sidenote: are you buying/leasing a car in your name? Did you already have a car in your name when you applied for OSAP? If not, they may drastically reduce your funding once you update your application (or take it away altogether if you try and sneak that by them)). I mean, for some reason-and I'm sure you have your reasons-after working full time you have no savings. Your tuition is $15 000, and OSAP doesn't even cover all that. You're already taking out an ADDITIONAL loan for your car, and it doesn't sound like you're going to make enough working part time to pay all your bills (the rest of your tuition, your books, gas, insurance, rent, utilities, food, etc). You already got a LOT of help with school, most people aren't that lucky! OSAP expects that if you really want an education (especially an expensive, private education instead of going to a publicly funded college like most students do) that you can pony up and pay at least some of it on your own.
4th Year Mac Science Student. Mac Psych Society Executive Member 2008/2009 Mac Community Standards Assistant 2008/2009 Vote for me: http://www.cbc.ca/nextprimeminister/candidates/shilodavis.html
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