ameko wrote:what are the consequences of finishing first year with less than 4 credits (3.5 for example even after summer session)?
assuming the student still has a good GPA,
would the student be expelled or just do more courses in second year? and just choose subjectPOst after second year?
In general, the main effect would be that it would take you longer to do your degree. Do note that most scholarships require a full course load to get renewed or to be considered for a new scholarship; and I believe you have to maintain at least 60% of a full course load (ie 3 credits) for student loans (unless you have a disability). As mentioned, some specific programs may require you to keep a full-ish course load, but I don't believe you would ever be kicked out of the university for not completing enough credits in the year (although you may be kicked out of a certain program). That is of course assuming your low credit count isn't due to failing multiple courses, as you can be kicked out or put on probation due to low GPA.
One other thing to note is that most universities assign registration priorities based in some way off of year level, where that level is defined as the number of credits you have, with the exact threshold probably varying. 2nd year is commonly the lowest priority, so if you have enough credits to qualify as 2nd year but not enough to choose your subjectPOst, you may have some difficulty getting into courses.